Supply Chain Finance

Unlock Working Capital Trapped in Your Business

A significant portion of working capital in businesses is tied up in receivables and inventory. Our supply chain finance solutions help convert invoices into immediate cash and optimize payment cycles — without impacting your Credit score and Balance Sheet. With On/Off-balance-sheet options available, you can unlock liquidity while keeping your financial ratios healthy.

Supply chain and logistics operations
0%
Advance Rate
0–24 hrs
Disbursal Speed
0–15 days
Onboarding TAT
0L – ₹50Cr
Typical Amount

Eligibility Criteria

Key requirements to qualify for our supply chain finance solutions.

01

Business Type

Manufacturing, trading, or services with regular invoicing to corporate or government.

02

Invoice Value

Minimum invoice value of ₹1 Lakh. Higher limits available for established businesses with strong buyer relationships.

03

Buyer Profile

Invoices to external rated companies, corporates or government entities qualify for better terms and higher advance rates.

04

Vintage

Minimum 3 years of business operation with consistent revenue and a track record of timely invoice settlements.

Product Offerings

A full suite of supply chain finance products designed to unlock working capital at every stage of your working cycle.

Convert outstanding invoices into immediate liquidity. Get up to 100% of invoice value within 12–24 hours of submission.

Up to 100% advance12–24 hour disbursalSales & purchase invoice supportOff-balance-sheet option

Manage and optimize your supplier payment cycles while preserving cash flow. Extend payment terms without straining supplier relationships.

Extended payment termsSupplier paid on timePreserved working capitalImproved supplier relations

Enable vendors to receive early payments against their invoices. Strengthen your supply chain by supporting vendor liquidity.

Early vendor paymentsStrengthened supply chainFlexible discount ratesAutomated processing

Funding support for inventory and stocks for channel partners. Enable distributors and dealers to maintain adequate stock levels.

Distributor/dealer fundingInventory-based limitsSeasonal flexibilityMulti-channel support

Funding against stock and purchase to maintain smooth operations. Monetize warehouse inventory without selling assets.

Unlock Inventory ValueStrengthen Working CapitalMaintain Optimal Stock LevelsScale with Flexible Funding

Short-term loans to meet immediate working capital requirements and quick disbursal.

Quick processingShort-term tenureFlexible utilizationTop-up facility available

From invoice submission to settlement — our streamlined process gets you funded fast.

1

Requirement Assessment

Assess your invoices, purchase orders, inventory, and working capital requirements to identify the most suitable supply chain finance solution

2

Verification & Approval

Review invoices, purchase orders, buyer/supplier details, and transaction documents for eligibility and approval

3

Funding Arrangement

Funding partners provide up to 100% of eligible invoice or transaction value based on the approved financing structure and credit terms

4

Disbursal

Funds are released directly to the supplier, vendor, or business as per the financing arrangement

5

Settlement & Continuity

The financed amount is settled as per agreed payment terms, ensuring uninterrupted cash flow and ongoing business operations

Key Benefits

Why businesses trust Credora for their supply chain finance needs.

Faster access to liquidity without a heavy Credit Report impact
Stronger supplier and buyer relationships
Better working capital management
Reduced dependency on traditional term loans
Off-balance-sheet option available
No additional collateral required for most products
Modern warehouse with supply chain logistics and vendor payment operations

Frequently Asked Questions

Common questions about supply chain finance and how it works.

Download Supply Chain Finance Brochure

Get our detailed brochure with complete product information, cost structures, and case studies.

Unlock Working Capital Today

Don't let unpaid invoices hold back your business. Get immediate liquidity with our supply chain finance solutions.

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