MSME Loans
Flexible Funding for Business Growth
MSME loans provide essential capital for micro, small, and medium enterprises in manufacturing, trading, and services. Whether you need working capital, equipment purchase, or expansion, we structure un-secured and secured options under schemes like CGTMSE. With access to 70+ lenders, we match your profile to the right institution — ensuring competitive rates and faster approvals.
Eligibility Criteria
Understand the key requirements to qualify for our MSME loan products.
Business Vintage
Minimum 1–3 years of business operation with consistent revenue. Startups may qualify under specific schemes.
Annual Turnover
Meeting MSME classification threshold norms for micro (up to ₹5 Cr), small (up to ₹50 Cr), or medium (up to ₹250 Cr) enterprises.
Credit Profile
Credit score of 675+ with manageable existing obligations. Lower scores may qualify with additional security.
Business Type
Manufacturing, trading, or services entity with valid MSME/Udyam registration and proper GST compliance.
Product Offerings
A comprehensive range of MSME loan products tailored to different business needs and stages.
Collateral-free funding for expansion, working capital, and day-to-day operations. Flexible repayment with term loan or overdraft facility.
Raise funds against immovable property or rental income (Lease Rental Discounting). Ideal for larger funding needs with property as security.
Working capital under CGTMSE, offering both collateral-free and secured funding for MSMEs. Government-backed guarantee scheme for faster processing.
Loans to purchase new or used machinery to enhance production capacity. Structured repayment aligned with equipment lifespan.
Funding support for solar projects, renewable energy and EPC contractors. Capital for installation, equipment, and grid connectivity.
Funding solutions for purchased vehicles to support business operations. Covers LMV, HMV and construction equipment.
Customized funding for doctors, CAs, lawyers, and other professionals. Tailored to professional income patterns and practice requirements.
Our streamlined process ensures you get funded quickly and efficiently.
Profile Assessment
We evaluate your business financials, credit profile, and funding requirements
Product Matching
Identify the best loan product and suitable lenders for your profile
Application Structuring
Prepare and structure your application for maximum approval
Lender Submission
Submit to suitable lenders based on the assessment with minimal enquiry
Sanction & Disbursal
Compare offers, select the best terms, and manage the process until funds are in your account
End-to-end Support
End-to-end support up to 1 year
Profile Assessment
We evaluate your business financials, credit profile, and funding requirements
Product Matching
Identify the best loan product and suitable lenders for your profile
Application Structuring
Prepare and structure your application for maximum approval
Lender Submission
Submit to suitable lenders based on the assessment with minimal enquiry
Sanction & Disbursal
Compare offers, select the best terms, and manage the process until funds are in your account
End-to-end Support
End-to-end support up to 1 year
Profile Assessment
We evaluate your business financials, credit profile, and funding requirements
Product Matching
Identify the best loan product and suitable lenders for your profile
Application Structuring
Prepare and structure your application for maximum approval
Lender Submission
Submit to suitable lenders based on the assessment with minimal enquiry
Sanction & Disbursal
Compare offers, select the best terms, and manage the process until funds are in your account
End-to-end Support
End-to-end support up to 1 year
Key Benefits
Why businesses choose Credora for their MSME funding needs.
Frequently Asked Questions
Common questions about our MSME loan products and process.
Download MSME Loans Brochure
Get our detailed brochure with complete product information, eligibility criteria, interest rate benchmarks, and application checklist.